Competition Terms and Conditions

1. The Promoter

1.1. The promoter is: Celtic Luck Ltd (trading as FRC Competitions), Company Number 16321487, whose registered office is at Celtic Luck Ltd, Castle House, Castle Street, Guildford, Surrey, GU1 3UW (the "Promoter").

2. The Competition

2.1. These terms and conditions apply to all competitions (each a "Competition") listed on the Promoter's website at https://frc-comp-site.vercel.app/ (the "Website"), specifically on the competitions page (the "Competition Pages").

3. How to Enter

3.1. Each Competition will run from and to (inclusive) the time it is made available online ("Opening Date") until the earlier of: (a) the closing date specified on the Competition Pages, or (b) if there is a limit on entries, when the maximum number of entries is reached (the "Closing Date"). All times and dates referred to are the times and dates in London, England.

3.2. The Promoter reserves the right to extend the Closing Date of a Competition if this is made necessary due to unavoidable circumstances outside of the Promoter's control. In such cases, a Competition may be extended up to a maximum of four (4) times. Any change to the Opening or Closing Dates will be clearly displayed on the Competition Pages. The Closing Date will not be extended solely to increase ticket sales. If a Competition does not reach any minimum required number of entries by the final Closing Date, the Promoter may cancel the Competition and refund all paid entry fees.

3.3. All persons who wish to enter a Competition (including those entering for free) must open an account on the Website (an "Account") prior to entering a Competition. Only one Account per person is permitted. If any person who enters a Competition (each an "Entrant") opens or tries to open multiple Accounts using different email addresses, all of their Accounts will be closed and the Entrant will not be permitted to enter any of the Competitions. Once an Account has been opened, to enter a Competition you must:

a. submit your selected number of entries via the Website and make any required payment; or

b. send in your entry via the free postal entry route (see clause 3.4).

3.4. Free postal entry — to enter a Competition for free you can do so by sending a postcard or letter by first or second class post to: FRC Competitions, PO Box 81500, London, W10 9FW. Your postal entry must comply with the following conditions to be entered into the Competition:

a. You must include with your postal entry the following details:

• Your full legal name
• Your full UK postal address (PO boxes not accepted)
• Your email address
• Your telephone number
• The name of the prize draw you wish to enter (must match exactly as stated on our Website)
• A statement confirming: "I confirm that I am over 18 years old and that I agree to the FRC Competitions Terms & Conditions and Privacy Policy."

b. Your postal entry must be received by the Promoter by the Closing Date for the respective Competition.

c. Your postal entry must be legible. The decision as to whether entries are legible will be at the Promoter's sole discretion.

d. The details provided in your postal entry must match details in your Account.

e. Your postal entry must be delivered by first or second class post. No other method of free entry will be accepted, including entries delivered by hand.

f. Each compliant and successfully mailed postal entry equals one (1) entry into the specified Competition. If multiple entries are received in one envelope or postcard, this will only be counted as one single entry to one Competition.

g. If the total number of entries received reaches any cap or limit before your free entry is received, you will not be entered into the Competition.

3.5. All Competition entries must be received by the Promoter by no later than the specified time on the Closing Date. All Competition entries received after the specified time on the Closing Date are automatically disqualified and no refunds will be given.

3.6. If there is a maximum number of entries to a Competition, this will be stated on the Website. The number of entries you are able to make may be limited if the maximum number of entries is reached.

3.7. Entrants can enter the Competition as many times as they wish until either the maximum number of entries have been received or any maximum number of entries per Entrant (as specified on the Website) has been reached. Entrants submitting free postal entries must submit each entry in a separate letter or postcard.

3.8. All entries must be submitted in the English language. Entries in languages other than English will automatically be disqualified and no refund will be given.

3.9. Unless you are using the free entry method, the Promoter will send confirmation that your entry has been received to your email address.

3.10. The Promoter will not accept responsibility for Competition entries that are not successfully completed, are lost or are delayed regardless of cause, including, for example, as a result of any equipment failure, technical malfunction, systems, satellite, network, server, computer hardware or software failure of any kind. The Promoter will not accept proof of posting or transmission as proof of receipt of entry to a Competition.

3.11. By submitting a Competition entry, you agree to be bound by these terms and conditions.

4. Choosing a Winner

4.1. The winner(s) will always be selected fairly and transparently from all valid entries.

4.2. All valid entries (including paid and free postal entries that meet the entry requirements) will be entered into a random draw. The winner will be selected at random using an auto draw system. The draw will take place as soon as reasonably possible after the Closing Date, and no later than 7 days from the Closing Date (the "Draw Date").

4.3. For help with entries, please contact us at support@celticluck.com.

5. Eligibility

5.1. Each Competition is only open to all residents in the United Kingdom aged 18 years or over, except:

a. employees of the Promoter;

b. employees of agents or suppliers of the Promoter, who are professionally connected with the Competition or its administration; or

c. members of the immediate families or households of (a) and (b) above.

5.2. By entering a Competition, you confirm that you are eligible to do so and eligible to claim any prize you may win. The Promoter may require you to provide proof that you are eligible to enter a Competition and claim the prize. If you fail to provide the Promoter with any such proof or other information that they may require within a reasonable time, you may be disqualified from each Competition.

5.3. The Promoter will not accept Competition entries that are:

a. automatically generated by computer; or

b. incomplete.

5.4. The Promoter reserves all rights to disqualify you if your conduct is contrary to the spirit or intention of a Competition. This includes if you are rude or abusive to the Promoter or anyone associated with them.

5.5. Subject to clauses 3.2 and 11.3, no refunds of the entry fee will be given in any event, including if, following your entry into a Competition, you subsequently find out that you are not eligible to enter such Competition or claim the Prize.

5.6. If an Entrant engages in:

a. any form of fraud (actual or apparent), fraudulent misrepresentation or fraudulent concealment in relation to a Competition; or

b. hacking or interference with the proper functioning of a Competition Page or Website or otherwise amending or using any of the code that constitutes a Competition Page or Website without authorisation from the Promoter,

all of their entries will be declared void, no refunds will be given and they may be prevented from participating in any future Competitions.

6. The Prize

6.1. The prize for each Competition is described on the respective Competition Pages (the "Prize"). Details of the Prize are, to the best of the Promoter's knowledge, information and belief, correct as at the Opening Date.

6.2. Prizes are subject to availability. The Promoter reserves the right to substitute any prize with a prize of equal or greater value. If any details of the Prize change, the Promoter will endeavour to update the Competition Pages as soon as reasonably possible.

6.3. The Promoter makes no representations and gives no warranties about the Prize, its value, its condition or any other information provided on the Competition Pages.

6.4. The Promoter may offer an alternative cash prize ("Cash Prize") for some Competitions. If an alternative Cash Prize is offered, the amount of the alternative Cash Prize will be stated in the prize description. For such Competitions, it is the winner's choice as to whether or not they take the Prize or the alternative Cash Prize.

6.5. The Promoter also reserves the right, at its discretion, to substitute the Prize for a Cash Prize in the following circumstances:

a. the Prize becomes unavailable;

b. other circumstances beyond the reasonable control of the Promoter make it necessary to do so.

6.6. The Prize (and any Cash Prize, if applicable) is not negotiable or transferable.

7. Winners

7.1. The decision of the Promoter is final and no correspondence or discussion will be entered into.

7.2. The Promoter will contact the winner personally as soon as practicable after the Draw Date, using the telephone number or email address provided with the Competition entry. If the winner cannot be contacted or has not claimed the Prize (or any Cash Prize, if applicable) within 14 days of the Draw Date, the Promoter will be entitled to select another winner in accordance with the process described above and the original winner will forfeit their right to the Prize (and any Cash Prize, if applicable).

7.3. The Promoter must either publish or make available information that indicates that a valid award took place. To comply with this obligation the Promoter will publish the first name and initial of prize winners on the Website. If you object to such details being made available, please contact the Promoter at support@celticluck.com prior to the Closing Date. In such circumstances, the Promoter must still provide the information to the Advertising Standards Authority on request.

8. Claiming the Prize

8.1. You must claim the Prize (or any Cash Prize, if applicable) personally. The Prize (or any Cash Prize, if applicable) may not be claimed by a third party on your behalf. Details of how the Prize will be delivered to you will be communicated when the winner is notified.

8.2. If your personal details, including contact information, change at any time you should notify the Promoter as soon as reasonably possible. Notifications should be sent to the Promoter via email to support@celticluck.com. Notifications must include details of the Competition you have entered, your old details and your new details. If your details change after the Closing Date, the Promoter may use your old details if it needs to try to contact you.

8.3. Any Cash Prize will be transferred directly to the winner's nominated bank account. The winner must provide evidence that it is the sole or joint beneficiary of the bank account. Failure to do so within 14 days of a request by the Promoter will result in disqualification from the Competition and the winner forfeiting the Cash Prize (and any Prize). In such circumstances, the Promoter reserves the right to offer the Prize to another Entrant selected from the valid entries that were received before the Closing Date.

8.4. The Promoter does not accept any responsibility and is not liable to pay any compensation if you are unable to or do not take up the Prize or any Cash Prize.

9. Limitation of Liability

9.1. Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate a winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up a prize except where it is caused respectively by the negligence of the Promoter, its agents or distributors or that of their employees. Your statutory rights are not affected.

10. Data Protection and Publicity

10.1. By entering a Competition, you agree that any personal information provided by you with the Competition entry may be held and used only by the Promoter or its agents and suppliers to administer the Competition or as otherwise set out in the Promoter's Privacy Policy.

10.2. If you are the winner of a Competition, your name may be published on the Website and/or on social media pages related to the Competition, along with any photograph provided to the Promoter. You further agree to participate in any reasonable publicity required by the Promoter. If you do not wish to participate in any publicity, or do not wish to have your name and/or photograph published on the Website and/or on social media pages related to the Competition, you must notify the Promoter at support@celticluck.com prior to the Closing Date. This will not affect your chances of winning the Prize. See also clause 7.3 with regard to the announcement of winners.

10.3. If you are the winner of a Competition, you may be required to provide further personal information and proof of your identity in order to confirm your eligibility to claim the Prize and transfer ownership of the Prize to you. You consent to the use of your information in this way. If you withdraw your consent to your personal information being used in such way, and by doing so you prevent the Prize being transferred to you, you will be deemed to have withdrawn from the Competition and forfeit the Prize. In such event, you will not be entitled to any refund of your entry fee and the Promoter reserves the right to offer the Prize to another Entrant selected from the valid entries that were received before the Closing Date. Any references to a Prize in this clause are deemed to include a Cash Prize.

10.4. If the Promoter removes your details from its database following a request that you make that the Promoter does not contact you, please note that you will be withdrawing from the Competition as it will not be possible to contact you in the event that you are the winner and you will not be entitled to a refund of any entry fee.

11. General

11.1. The Promoter reserves the right to amend these terms and conditions from time to time. The latest version of these terms and conditions will be available on the Website.

11.2. If there is any reason to believe that you have breached these terms and conditions, the Promoter may, at its sole discretion, reserve the right to exclude you from participating in any current or future Competitions and to refuse to award any Prize (or any Cash Prize) to you.

11.3. The Promoter reserves the right to hold void, suspend, cancel, or amend a Competition where it becomes necessary to do so. If the Promoter voids or cancels the Competition, the Entrant will be offered a full refund of any entry fees they have paid to that particular Competition.

11.4. The Competitions on the Website are in no way sponsored, endorsed, administered by or associated with Instagram or Facebook. By entering the Competitions, Entrants agree that Instagram and Facebook have no liability and are not responsible for the administration or promotion of the Competitions.

11.5. These terms and conditions shall be governed by English law. If any entrants to this promotion wish to take court proceedings, then they must do this within the courts in the United Kingdom.

11.6. You should print a copy of these terms and conditions and keep them for your records.

Version dated: 23 February 2026.